Budget Direct

Budget Direct Website
Budget Direct Website
On the Budget Direct website you can get a free online quote or log in and submit a claim.

Budget Direct arrived in Australia in 1999 and every week it issues over 4,500 car insurance policies to drivers in Australia. It is part of the Budget Insurance group, which was established in the late 1970`s and administers over 3 million policies and $1 billion in premium income internationally.

The Australian policies are underwritten by Auto & General Insurance Company Limited, which is also part of the international Budget Insurance group and is authorised by the Australian Prudential Regulatory Authority (APRA). The company also holds an Australian Financial Services License. Auto & General Insurance Company Limited is a member of the Insurance Council of Australia and participates in the General Insurance Code of Practice.


Car Insurance
Budget Direct provides comprehensive car insurance, third party property cover and third party fire and theft cover.

  • The Comprehensive Car Insurance policy covers liability for damage caused by your car to other people`s property, plus cover for repairs to your car up to the value you insure it for.
  • The Third Party Property policy covers liability for damage caused by your car to other people`s property. It also includes a limited amount of cover if your car is damaged in a no fault accident with an uninsured vehicle
  • The Third Party Fire and Theft policy covers you for loss or damage to your car if it is stolen or catches fire in addition to your liability for damage caused by your car to other people`s property. It also includes a limited amount of cover if your car is damaged in a no fault accident with an uninsured vehicle. It does not cover damage caused by attempted theft of the car or for items stolen from the car. This policy is only available when the insured car`s total value is less than $10,000.

Home & Contents Insurance
Budget Direct provides flexible, home and contents cover with a range of optional benefits.

  • The Home Insurance policy covers the residential building, domestic fixtures and permanent structural improvements at the insured address.
  • The Contents Insurance policy covers household goods and personal effects that you own or are legally responsible for, when these items are in the home at the insured address.

Budget Direct provides extra services of Travel Insurance, Roadside Assistance and RSPCA vet insurance.

  • Discount Travel Insurance is offered on Worldcare Travel Insurance policies which are issued by Allianz Australia Insurance Limited. Policies can protect you for travel internationally or within Australia, and have been specifically designed for leisure travellers, business travellers, price conscious travellers and senior travellers.
  • Roadside Assistance is offered through A&G Insurance Services on behalf of A P FLEET Management Pty Ltd. who are a division of the Ultra Tune Australia Group.
  • RSPCA Vet Insurance can reduce your vet bills by up to 80%. By joining RSPCA Pet Insurance on referral from Budget Direct 5% of your premiums will be paid to support the RSPCA. There is a comprehensive range of covers to suit all pets and their needs.


Currently if you obtain a car loan or refinance your existing car loan through, SureDirect Loan Options+, (an affiliate of Budget Direct) and insure that car with Budget Direct you will receive a cheque for $100.


  • Budget Direct won Australia`s Money Magazine 2007 Best Car Insurance Award.
  • If you purchase a Comprehensive Car Insurance Policy and within 21 days of purchasing you find a lower comparable quote, they will guarantee to beat the other quote providing you`re over 25 and meet their guarantee terms.
  • Their philosophy is that good drivers shouldn?t have to pay higher premiums to subsidise ?higher risk? drivers and they choose not to insure high risk drivers to keep premiums down.
  • A completely paperless application and claims system.
  • Annual or monthly payment options.
  • You can nominate your preferred repairer.


For a car insurance quote call: 1800 700 027
For a home & contents insurance quote call: 1800 103 086

Stock exchange information: Not listed

Physical Address:
Level 6 Toowong Tower,
9 Sherwood Road,

Website: http://www.budgetdirect.com.au

Be the first to comment on this company!

Story Highlights »
  • Winner of Money Magazine 2007 Best Car Insurance Award
  • Paperless application and claims system

Most Popular Companies »

Cheap Car Insurance Dial Direct